Legal

Terms and Conditions

These Terms and Conditions ("Terms") govern your access to and use of the Signal Flare XP website, tools, and related services (collectively, the "Service"). By accessing or using the Service, you agree to be bound by these Terms. This is a general template and should be reviewed and adapted before use in a live commercial context.

Last updated: [Insert date] — This document is a draft placeholder and does not constitute legal advice.

1. Acceptance of Terms

By creating an account, accessing, or otherwise using the Signal Flare XP Service, you confirm that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy. If you do not agree with any part of these Terms, you must not use the Service.

These Terms apply to all visitors, users, and others who access or use the Service, including individual side-hustle investors and B2B teams operating within the DACH region.

2. Description of the Service

Signal Flare XP provides AI-driven data analysis and risk management tools designed to support investment-related decision-making. The Service is provided on an "as available" basis and may be updated, modified, or discontinued in whole or in part at any time, with or without notice.

The Service is intended to support, not replace, independent judgment. Signal Flare XP does not act as a licensed financial advisor, broker, or investment manager, and nothing within the Service should be construed as personalized financial, legal, or tax advice.

3. Eligibility and Account Registration

  • EligibilityYou must be of legal age and have the capacity to enter into binding agreements in your jurisdiction to use the Service.
  • Account accuracyYou agree to provide accurate, current, and complete information during registration and to keep this information up to date.
  • Account securityYou are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account.
  • Unauthorized useYou must notify Signal Flare XP promptly of any suspected unauthorized use of your account.

4. Acceptable Use

You agree to use the Service only for lawful purposes and in accordance with these Terms. You must not:

  • No misuseAttempt to reverse-engineer, decompile, or otherwise extract the underlying source code, models, or algorithms of the Service.
  • No disruptionInterfere with or disrupt the integrity or performance of the Service, including through automated scraping or excessive requests.
  • No unlawful activityUse the Service to violate any applicable local, national, or international law or regulation.
  • No unauthorized resaleResell, sublicense, or redistribute access to the Service without prior written consent from Signal Flare XP.

5. No Financial Advice and Risk Disclosure

All analyses, risk indicators, reports, and outputs generated by Signal Flare XP are provided for informational purposes only. Investment and trading activity involves inherent risk, including the potential loss of principal. Past performance, historical data, or model outputs are not indicative of future results.

You acknowledge and agree that any decisions made based on information provided by the Service are made at your own discretion and risk. Signal Flare XP strongly recommends consulting with a qualified, licensed financial or legal professional before making investment decisions.

6. Subscription, Billing, and Cancellation

Certain features of the Service may require a paid subscription. Where applicable, pricing, billing cycles, and cancellation terms will be presented at the point of purchase. Unless otherwise stated, subscriptions renew automatically until cancelled by the user through the applicable account settings.

Signal Flare XP reserves the right to change pricing for the Service at any time, with reasonable advance notice provided to existing subscribers where required by applicable law.

7. Intellectual Property

All content, software, trademarks, logos, and materials associated with the Service, including the Signal Flare XP name and branding, are the property of Signal Flare XP or its licensors and are protected by applicable intellectual property laws. Nothing in these Terms grants you any ownership rights in the Service or its underlying technology.

You retain ownership of any data you upload or input into the Service, subject to the license you grant Signal Flare XP to process such data solely for the purpose of providing the Service, as further described in our Privacy Policy.

8. Limitation of Liability

To the fullest extent permitted by applicable law, Signal Flare XP and its affiliates, officers, employees, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or investment losses, arising from or related to your use of, or inability to use, the Service.

The Service is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

9. Termination

Signal Flare XP reserves the right to suspend or terminate your access to the Service, at its sole discretion and without prior notice, if you violate these Terms or engage in conduct that Signal Flare XP deems harmful to the Service, other users, or third parties.

You may terminate your account at any time by following the account cancellation process described in the Service settings. Provisions of these Terms that by their nature should survive termination will continue to apply.

10. Changes to These Terms

Signal Flare XP may revise these Terms from time to time to reflect changes in the Service, legal requirements, or business practices. Where changes are material, Signal Flare XP will make reasonable efforts to notify users in advance. Continued use of the Service after any revised Terms take effect constitutes acceptance of those changes.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Signal Flare XP operates, without regard to its conflict of law provisions. This section is a general placeholder and should be finalized based on the specific legal jurisdiction relevant to Signal Flare XP.

12. Contact

Questions about these Terms should be directed through the contact channels listed on the Signal Flare XP website or in the footer of this page. This document is a general draft template and is intended to be reviewed and customized to reflect Signal Flare XP's actual business practices, jurisdiction, and applicable legal requirements before publication.